Las Vegas Car Insurance (NV)

What happens in Vegas, stays in Vegas? The average car insurance premiums for Las Vegas residents is only slightly above the national average at $1,044 - perhaps that's a good enough reason for the 545,147 population to stay in Vegas, Nevada?

Ways to Save Money on Your Las Vegas Car Insurance

There are a number of factors that result in the amount people in Las Vegas pay towards their auto insurance premiums. The average travel time to work, the number of accidents in the area, the type of car you drive, yourpersonal driving record and where you live. Driving cars that are frequently stolen within Las Vegas will result in a higher auto insurance premium- even if it's a small, inexpensive car that you would expect to have low auto insurance premiums.

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Driving in Las Vegas

The number of fatal car accidents in Las Vegas is one of the factors for determining auto insurance premiums. In the year 2004, there were 56 car crashes involving fatalities, with over 147 people and 85 cars in the accidents. Despite popular belief that excessive speeds result in fatal car crashes, the average speed involved in Las Vegas fatal car accidents is just 35 miles per hour.

Car Thefts in Vegas, Nevada

A concern for car owners and insurance providers in Las Vegas are the number of car thefts that occur each year in the city. In 2005 alone, there were over 22,400 autos stolen from Las Vegas and the immediate surrounding areas. This is reason for auto insurance premiums to be increased - and particularly if you are driving a vehicle that is most commonly stolen. Selecting vehicles that aren't frequently stolen, parking your car in a locked garage at night, and driving cars from the high safety ratings list will all help further reduce your car insurance premium.

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